Employer's Advantage Direct (EAD) is a licensed insured Third-Party Administrator (TPA) located in Newport Beach, CA. We partner with Brokers and Employers to provide a comprehensive suite of services designed to provide administrative relief.
Established in 2007, EAD was created as a solution for mid-market companies struggling with the administration of their group benefit plans. At that time, we differentiated ourselves in the marketplace by offering back office administration to support overwhelmed HR personnel. Over the years, as technology has advanced, we have added additional technology modules to our suite of services.
Our comprehensive suite includes the following:
- Benefit Administration Services: Customized technology solutions to help employers manage employee records and employee benefit eligibility, using a convenient online portal.
- Affordable Care Act (ACA) Reporting: Creation and electronic submission of 1094 and 1095 forms, including mailing to employees, in accordance with all IRS requirements.
- Eligibility Processing: Enrollments, terminations, and changes submitted to carrier(s)/vendor(s) on client’s behalf.
- Federal-COBRA Administration: Required notifications sent to affected employees in compliance with mandatory Department of Labor timeframes. COBRA enrollment/termination and premium remittance managed with COBRA Participant directly.
- Consolidated Billing: Multiple carrier/vendor invoices combined intro single itemized invoice. Employers remit one payment and our office distribute to carriers/vendors accordingly
- Bill Reconciliation: Audit carrier/vendor invoices against employer eligibility records to assist clients in managing their employee enrollments.